New Process for Missed e-KYC Beneficiaries
The Maharashtra government has announced a major update for women enrolled under the Mukhyamantri Majhi Ladki Bahin Yojana who were unable to complete the mandatory e-KYC verification by the December 31, 2025 deadline. Many beneficiaries faced technical issues or procedural challenges while completing their e-KYC, leading to potential disruption of the monthly financial assistance of ₹1,500. In response, the state has introduced an alternative verification process to help affected women retain their benefits and ensure inclusion in the scheme.
Why e-KYC Was Necessary in the First Place
When the Ladki Bahin Yojana was launched, e-KYC was made mandatory for all beneficiaries to establish identity and eligibility, with the aim of streamlining disbursement and curbing misuse of funds. Beneficiaries were originally given a deadline of December 31, 2025, to complete this digital Know Your Customer process through the official scheme portal. Failure to do so would result in suspension of benefits due to incomplete verification.
Under this policy, every beneficiary is expected to upload Aadhaar-linked details and authenticate the information using OTP based procedures. The process also includes required fields such as linking bank accounts for direct benefit transfer and may involve additional steps such as providing relative Aadhaar authentication to confirm eligibility criteria.
Technical Issues Led to Missed Deadlines
Despite earnest efforts by many beneficiaries, a significant number were unable to complete the process due to various technical obstacles. Women in rural and remote areas, in particular, encountered hurdles such as OTP failures, server downtime, incorrect form entries, and difficulty linking Aadhaar with bank accounts. Some beneficiaries also reported selecting incorrect options during the online process, which led to e-KYC failure. These glitches prevented the automatic continuation of the monthly stipend for several months in some cases.
Alternative Physical Verification Now Available
To address these issues and prevent deserving women from losing out on benefits due to technical barriers, the government has instructed district collectors to conduct physical field verification of affected beneficiaries. This verification will be carried out through anganwadi workers at the local level, who will visit the homes or communities of these women to confirm their eligibility and correct records.
The directive aims to ensure that the benefits of the scheme reach the rightful recipients without unnecessary exclusion. Officials have clarified that this verification is not a punitive action but a corrective process designed to resolve discrepancies and support genuine beneficiaries who faced procedural problems.
Guidance from the Women and Child Development Ministry
Women and Child Development Minister Aditi Tatkare has emphasised the importance of the Ladki Bahin Yojana in empowering women by improving their economic stability, health and nutrition outcomes. In her announcement, she highlighted that the government is committed to ensuring that the monthly assistance continues uninterrupted for all eligible women.
Minister Tatkare urged beneficiaries who encountered errors during their e-KYC submission to cooperate fully with anganwadi workers and local officials during the physical verification process. She reiterated that the aim of these measures is to uphold transparency while safeguarding the social welfare goals of the scheme.
Who Can Benefit From the New Process
The alternative verification process is intended primarily for those women who:
- Did not complete their e-KYC by the December 31, 2025 deadline.
- Encountered technical issues that prevented successful authentication.
- Made errors while entering information that led to rejection or suspension of benefits.
Women whose e-KYC status remains unresolved and whose payments have been paused are encouraged to await physical verification and ensure they provide accurate information during those visits.
Importance of Completing e-KYC to Avoid Future Issues
Although physical field verification is now available as an alternative route, completing the official e-KYC online remains the simplest and most direct method to validate eligibility. Women can check their e-KYC status and complete the process by visiting the official portal of the Ladki Bahin Yojana at ladakibahin.maharashtra.gov.in.
Officials caution that future benefits — including monthly instalments and any potential increases — may still be contingent on successful verification. Therefore, beneficiaries who have access to internet facilities and support should complete their e-KYC online where possible.
Scheme Overview and Beneficiary Numbers
The Mukhyamantri Majhi Ladki Bahin Yojana was introduced to provide financial assistance of ₹1,500 per month to eligible women in Maharashtra, particularly those from economically disadvantaged households. Earlier reports suggested that millions of women benefit from this scheme, which has seen a wide roll-out across both urban and rural areas of the state.
Government data previously indicated that about 2.25 crore women were enrolled under the scheme, although subsequent verification exercises and digital audits revealed several ineligible entries that needed correction. The e-KYC mandate was seen as a key step in ensuring eligibility verification and reducing misuse of funds.
What Beneficiaries Should Do Next
Beneficiaries who have not received their instalments due to incomplete or failed e-KYC are advised to:
- Await physical verification by anganwadi workers if they missed the deadline or encountered errors.
- Ensure their Aadhaar information is accurate and link it correctly with their bank account details if not already done.
- Visit the official portal at ladakibahin.maharashtra.gov.in to attempt online e-KYC completion if feasible.
Women who fall under special circumstances — such as widows, divorcees, or those whose husbands or fathers are deceased — may have to submit additional supporting documents during physical verification to avoid future delays in receiving benefits.
Government Focus on Inclusive Implementation
The introduction of physical verification alongside the existing e-KYC process reflects the Maharashtra government’s effort to make welfare delivery more inclusive and responsive to on-ground realities. By addressing both digital and non-digital challenges, officials aim to minimise exclusions and reinforce the scheme’s impact on women’s economic empowerment.
In describing the update, senior officials noted that ensuring continuity of benefits and correcting procedural errors takes precedence over strict procedural deadlines. This move is expected to reassure beneficiaries that technical setbacks will not automatically deprive them of their rightful support.
Conclusion: A Lifeline for Eligible Women
The recent update on the Majhi Ladki Bahin Yojana’s e-KYC process provides relief and a second chance for many women in Maharashtra who faced hurdles in completing digital verification. With physical verification now an available option, eligible beneficiaries have renewed hope of receiving uninterrupted financial assistance and continuing to benefit from the scheme designed to uplift their economic condition and well-being.
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